Plan the HVAC project
Request a free Airvo estimate so you understand the recommended work and project price.
HVAC financing with Hearth
See payment options before you decide.
Explore personalized monthly payment options through Hearth within minutes and without affecting your credit score.
Airvo note
You will continue to Airvo’s secure Hearth page. Hearth and its lending partners determine eligibility, offers, rates, and terms.
Estimate a monthly payment
See an estimated payment in seconds.
Enter a project amount in Hearth’s calculator. If you see an option you want to explore, the calculator will take you to Airvo’s Hearth application.
Estimates are illustrative. Actual offers, rates, payments, fees, and terms depend on lender approval and the information submitted to Hearth.
Financing powered by Hearth
One application. Multiple potential offers.
Checking your options does not affect your credit score. Compare the offers available to you and choose whether any of them fit your project and budget. There is no obligation to accept an offer.
The financing application opens on Hearth in a new tab.
- No impact to your credit scoreSee personalized options using a soft credit inquiry.
- No home equity requiredExplore unsecured loan options from Hearth’s lending partners.
- No prepayment penaltiesReview every offer and disclosure before accepting financing.
A straightforward path
From HVAC estimate to financing decision.
Check your options with Hearth
Complete Hearth’s application to see personalized payment options without affecting your credit score.
Review and choose
Compare the rates, monthly payments, fees, and terms shown by Hearth before deciding whether to accept an offer.
Know who does what
Airvo handles the project. Hearth handles financing.
Airvo provides your HVAC evaluation, scope, estimate, and installation or service. Hearth operates the financing marketplace and connects qualified applicants with potential lending partners.
Airvo is not a lender and does not make credit decisions. Financing is subject to lender approval and the terms presented in your offer. Review all Hearth and lender disclosures carefully before accepting financing.
Financing questions
Important details before applying.
Will checking my options affect my credit score?
Hearth states that checking personalized options uses a soft credit inquiry and does not affect your credit score. A lender may explain any later credit inquiry before you accept an offer.
Does Airvo guarantee approval?
No. Hearth and its lending partners determine eligibility, available offers, rates, payments, and terms.
Do I have to accept an offer?
No. You can review available options and decide whether any offer works for you. Check the full disclosures before accepting.
Should I get an Airvo estimate first?
Yes. A free estimate gives you a project scope and price to use when comparing possible financing options.
Comfort without the runaround
Ready to explore your project and payment options?
Request a free Airvo estimate, then check personalized financing options through Hearth.